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PRODID://NDCP//516698
BEGIN:VEVENT
DTSTAMP:20260429T195651
VTIMEZONE:America/Chicago
DTSTART:20270421T170000Z
DTEND:20270421T190000Z
UID:516698
SUMMARY:Surgent's Top 20 Questions Advisors Ask About the SECURE Acts and Other IRA Rules (IRQ2)
LOCATION:Webinar
DESCRIPTION:Surgent's Top 20 Questions Advisors Ask About the SECURE Acts and Other IRA Rules (IRQ2)\n\n04/21/27 12:00 PM CST\n - 04/21/27 02:00 PM CST\Description:\nAdvisors often ask clarifying questions as they increasingly gain an understanding of new and existing tax laws that govern IRAs. Some provisions see more questions than others due to their complexity, popularity, and level of impact on tax benefits. This course focuses on the top 20 of these questions and on SECURE Act 1.0, SECURE Act 2.0, and other hot topics. This course aims to help the advisor provide clients with the correct responses based on their IRA profiles. Objectives:
 Understand the new distribution options for beneficiaries, as clarified by the proposed RMD regulations for SECURE Act 1.0
 Communicate to clients new opportunities for participants and beneficiaries to avoid excise tax and costly penalties
 Talk to clients about implementing unique tax-saving opportunities for spouses and other eligible designated beneficiaries
 Be well-versed in other recent developments that affect IRAs and employer plans
 Presenters:Denise Appleby, MJ, APA, CISP, CRPS, CRCField of Study:Taxes (2)Major Topics:
 529 to Roth: who, what, when, and how
 SECURE Act 1.0 and the 10-year rule
 Roth IRA beneficiary options
 Where the stretch IRA really ends
 The new limitations for spouse IRA beneficiaries
 The new spouse options for spouse beneficiaries
 New RMD rules for Roth 401(k)s
 Overriding the 10-year rule for an eligible designated beneficiary
 How the age of death affects beneficiary options
 The new early distribution penalty exceptions
 Rollovers vs. transfers for spouse beneficiaries
 Qualified charitable distributions (QCDs) for owners and beneficiaries
 The “at least as rapidly” (ALAR) rule
 New reduced rate for excess accumulation penalty on RMD failures
 How to avoid unlimited accrual of the 6% excise tax
 How to avoid unlimited accrual of the 25% excise tax
 Clarifying the definition of disability for an exception to the 10% additional tax
 The new starting ages for RMDs
 Designated vs. eligible designated beneficiaries and their options
 Catch-up contributions for ages 50 and over
 Catch-up contributions for ages 60 to 63
 When the 60-day deadline is missed
 When the one-per-year rollover limit is about to be broken
 Retaining qualifications for exceptions to the 10% additional tax
 \Location:\nWebinar\n\n,
X-ALT-DESC;FMTTYPE=text/html:Surgent's Top 20 Questions Advisors Ask About the SECURE Acts and Other IRA Rules (IRQ2)<br /><br />04/21/27 12:00 PM CST - 04/21/27 02:00 PM CST<br />Description:<br />Advisors often ask clarifying questions as they increasingly gain an understanding of new and existing tax laws that govern IRAs. Some provisions see more questions than others due to their complexity, popularity, and level of impact on tax benefits. This course focuses on the top 20 of these questions and on SECURE Act 1.0, SECURE Act 2.0, and other hot topics. This course aims to help the advisor provide clients with the correct responses based on their IRA profiles. <br><br><b>Objectives:</b><br><ul>
    <li>Understand the new distribution options for beneficiaries, as clarified by the proposed RMD regulations for SECURE Act 1.0</li>
    <li>Communicate to clients new opportunities for participants and beneficiaries to avoid excise tax and costly penalties</li>
    <li>Talk to clients about implementing unique tax-saving opportunities for spouses and other eligible designated beneficiaries</li>
    <li>Be well-versed in other recent developments that affect IRAs and employer plans</li>
</ul><br><b>Presenters:</b><br>Denise Appleby, MJ, APA, CISP, CRPS, CRC<br><br><b>Field of Study:</b><br>Taxes (2)<br><br><b>Major Topics:</b><br><ul>
    <li>529 to Roth: who, what, when, and how</li>
    <li>SECURE Act 1.0 and the 10-year rule</li>
    <li>Roth IRA beneficiary options</li>
    <li>Where the stretch IRA really ends</li>
    <li>The new limitations for spouse IRA beneficiaries </li>
    <li>The new spouse options for spouse beneficiaries</li>
    <li>New RMD rules for Roth 401(k)s</li>
    <li>Overriding the 10-year rule for an eligible designated beneficiary </li>
    <li>How the age of death affects beneficiary options</li>
    <li>The new early distribution penalty exceptions </li>
    <li>Rollovers vs. transfers for spouse beneficiaries </li>
    <li>Qualified charitable distributions (QCDs) for owners and beneficiaries </li>
    <li>The &ldquo;at least as rapidly&rdquo; (ALAR) rule </li>
    <li>New reduced rate for excess accumulation penalty on RMD failures </li>
    <li>How to avoid unlimited accrual of the 6% excise tax</li>
    <li>How to avoid unlimited accrual of the 25% excise tax</li>
    <li>Clarifying the definition of disability for an exception to the 10% additional tax </li>
    <li>The new starting ages for RMDs</li>
    <li>Designated vs. eligible designated beneficiaries and their options</li>
    <li>Catch-up contributions for ages 50 and over</li>
    <li>Catch-up contributions for ages 60 to 63</li>
    <li>When the 60-day deadline is missed</li>
    <li>When the one-per-year rollover limit is about to be broken</li>
    <li>Retaining qualifications for exceptions to the 10% additional tax</li>
</ul><br />Location:<br />Webinar<br /><br />,  
PRIORITY:3
TRANSP:TRANSPARENT
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DESCRIPTION:Reminder
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