Surgent's Features and Benefits of SEP IRAs and SIMPLE IRAs (BSS2)
Date/Time
12/18/2026
12:00 PM - 2:00 PM Central
12:00 PM - 2:00 PM Central
Course Registration
Credits
2 Credits
Event Type(s)
Webinars
Event Description
A challenge for many small business owners is choosing the right retirement plan for their businesses. Many hesitate to adopt a plan because they are intimidated by the governing rules and administrative requirements. SEP IRAs and SIMPLE IRAs can be practical solutions because they are relatively easy to establish, maintain, and communicate to employees with generally lower administrative costs than many qualified plans.
This course explains the key features, benefits, suitability factors, and compliance requirements for SEP IRAs and SIMPLE IRAs. It also addresses important updates, including SECURE Act 2.0 provisions affecting Roth SEP and Roth SIMPLE IRA contributions, enhanced SIMPLE IRA catch-up contributions, and additional nonelective SIMPLE IRA contributions. Advisors will learn the questions to ask small business owners when evaluating plan options, determining employee coverage, and helping avoid operational mistakes.
Objectives:
Presenters:
Denise Appleby, MJ, APA, CISP, CRPS, CRC
Field of Study:
Taxes (2)
Major Topics:
This course explains the key features, benefits, suitability factors, and compliance requirements for SEP IRAs and SIMPLE IRAs. It also addresses important updates, including SECURE Act 2.0 provisions affecting Roth SEP and Roth SIMPLE IRA contributions, enhanced SIMPLE IRA catch-up contributions, and additional nonelective SIMPLE IRA contributions. Advisors will learn the questions to ask small business owners when evaluating plan options, determining employee coverage, and helping avoid operational mistakes.
Objectives:
- Help small business owners understand why they need to adopt retirement plans for themselves and their employees
- Identify critical features and benefits of SEP IRAs and SIMPLE IRAs
- Determine which employees must be covered under SEP IRAs and SIMPLE IRAs
- Determine the steps that businesses should take to establish SEP IRAs and SIMPLE IRAs, and
- Explain the operational and administrative requirements for SEP IRAs and SIMPLE IRAs
Presenters:
Denise Appleby, MJ, APA, CISP, CRPS, CRC
Field of Study:
Taxes (2)
Major Topics:
- The new Roth SEP IRAs and Roth SIMPLE IRAs created under SECURE Act 2.0
- Key factors for choosing a retirement plan for a small business
- Key questions an advisor must ask a small business owner to help determine which retirement plan is suitable for their business
- Key questions an advisor must ask a small business owner to help ensure compliance with applicable rules and regulations
- How SEP and SIMPLE IRAs benefit the small business owner
- How SEP and SIMPLE IRAs benefit employees of small businesses
- The tax benefits that help to offset the cost of employer contributions
- How to determine which business is eligible to adopt a SIMPLE IRA or SEP IRA
- How to determine which employees must be covered
Location
Webinar
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| 12/18/2026 |    |
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